San Jose Auto Insurance

Have you stumbled upon this page in search of car insurance in San Jose, California? Then you have discovered the correct page for you. Finding cheap car insurance in California, at first may seem like an unattainable goal. But with the right tools, resources, and assistance, it is possible to find a policy that is both economical and also fulfills the requirements of the state. 

Located in Northern California, San Jose is situated south of both San Francisco and Oakland, but still near the San Francisco bay. Out of the many cities in this large state, it is third biggest in population, after Los Angeles and San Diego. This means that there are many drivers on the road in this city, making it all the more important to have the proper insurance for your vehicle.

San Jose Car Insurance Requirements

What Do You Need to Know

Beginning the search for insurance can be trying, especially if this is the first time that you have not had to look for it, or if you have just recently relocated to a new state. Our best recommendation is to first investigate the requirements of the state, and then to go and apply for quotes online. To help you with this process, we have provided here an outline of the requirements for insurance. In California, automotive liability insurance must have two parts, bodily injury and property damage coverage. In one accident, $15,000 has to be covered, for the injury or death of one individual, and for all persons, $30,000 has to be covered. Since this is just a summary, we also suggest that you visit either the California DMV website or Department of Insurance site, to further enhance your understanding of these requirements.

Now, with knowledge of the regulations, when you receive quotes from different providers, you should be able to discern between added coverage (that which goes beyond the statutory requirements) and necessary coverage. Choosing between necessary and extra coverage is up to the consumer, but it is important to make sure that whatever insurance you choose at least covers the minimum state requirements.

After you have received several quotes and have compared the companies and pricing, you may also want to investigate to see if there are any discounts offered. Some companies’ offer “Good Driver” discounts, student discounts, senior discounts, and the list goes on and on. But the best way to find out is to ask the company from which you are considering getting an insurance plan.

This concludes our article dedicated to car insurance in San Jose. Looking for insurance for another city in this state, then maybe our posting on Santa Barbara Auto Insurance will prove useful. Or if you are looking for a city that is nearby, try our Auto Insurance San Francisco page. Or simply head back to the homepage, for a more broad overview of the state as a whole.